WAYS TO GIVE
If you are 70½ or older, a Qualified Charitable Distribution (QCD) can be a simple, tax-efficient way to support the mission and ministry of House of Hope.
A gift made directly from your IRA can support House of Hope today—and, for those who are required to take a minimum distribution, may count toward that requirement.
If you are age 70½ or older, you may be able to make a gift directly from your IRA to House of Hope through a Qualified Charitable Distribution (QCD).
The distribution is generally excluded from your taxable income, and a QCD can count toward your required minimum distribution (RMD), if you are required to take one.
Minimum age to make a QCD
2026 annual QCD limit per eligible IRA owner
Funds generally must pass directly from the IRA custodian to the charity
Use retirement assets to support the worship, music, mission, education, and ministries of House of Hope.
A qualifying distribution is generally excluded from taxable income rather than claimed as a charitable deduction.
If you are required to take minimum distributions, a QCD may count toward all or part of your annual RMD.
Ask your IRA administrator to make a Qualified Charitable Distribution directly to The House of Hope Presbyterian Church.
Federal Tax ID (EIN): 41-0694740
IRA gifts sometimes arrive without enough information for House of Hope to identify the donor or the intended purpose of the gift.
Please let us know that your gift is coming and how you would like it designated.
If you are planning a gift from your IRA or would like to let us know that a distribution is on its way, please contact:
Christopher Freeze
Director of Development
(651) 223-7544
Qualified Charitable Distributions must be completed within the applicable tax year. Because processing times vary among IRA custodians, we encourage you to begin the process well before December 31.
Don’t wait until the final days of the year to initiate your gift.
Generally, an IRA owner who has reached age 70½ at the time of the distribution. Your IRA custodian or tax advisor can confirm your eligibility.
Yes. A qualifying QCD can satisfy all or part of your RMD for the year.
For 2026, an eligible IRA owner may make QCDs totaling up to $111,000 across eligible charities. This limit is adjusted annually. Your tax advisor can confirm how the rules apply to you.
Yes, please contact us. IRA distributions may arrive without information identifying the donor or the ministry or fund the donor wishes to support.
Generally, no. A donor cannot receive goods or services in exchange for a qualifying QCD.